Top Five Sites Offering One Hour Loans

Just like most people you have probably found yourself in a situation where you are broke but you need money fast. Sometimes, if you are lucky, a relative or a friend could lend you some money. What happens when there is no one to lend you money exactly when you need it?   One hour loans may be the best solution if you find yourself in such a situation.

Instant Approval

A one hour loan is an innovative response to people’s need to get money quickly when they need it without having to go through complicated processes. These loans are usually short term loans that range from $500 to $10,000 depending on the lender you borrow the money from. You do not have to wait for approval from the bank or spend hours being interviewed about your financial situation for you to get the money you want. All the lender needs to know is whether you are currently employed and your income status rather than whether you have good credit score or not.

There are many companies out there offering these types of loans. You should avoid borrowing from the first lender you spot online and instead take time to compare what different lenders offer and choose the best. Let us look at some of the websites that offer one hour loans:

They offer a cash loan of up to $1000 in one business day and they credit it to your bank account. They do not charge upfront fees for a loan and they have an integrated loan calculator on their website that can help determine how much cash you can get from them. To apply for a loan, you only need to fill a form on their website and you have your application approved within 60 minutes. They only lend to people who are above 18 years of age, are employed, have a checking or savings account at a bank and have a net income of $1,200 per month after taxes. You can repay your loan through ACH electronic funds transfer (EFT) from your bank checking account.

They offer fast cash and charge $17 for every 100 dollar borrowed.   The loan is usually due on the next payday of the borrower and you need to go to the nearest Check City location to apply for a loan. They claim on their website that they approve applications fast (15 minutes) and that they allow borrowers to make partial payments. For repayment of the loan, they make an electronic withdrawal from your checking account on the loan’s due date.

It is a Payday loan company that claims that it offers easy and fast loans for people who need quick cash in an emergency.  They allow you to apply for a loan by phone and can guide you through the application process on the phone and upon approval transfer the money directly to your bank account within one business day. Speedy Cash also offers an online loan service that you can use to apply at any time of day when the need arises. All they need when you are applying online is proof of recurring income, valid email address and phone number, and an open and active checking account. Alternatively you can go to their offices and apply for the loan there.

The one hour loan companies listed above are just some of the many that you can depend on when you are broke. Remember to check online for customer reviews and use them to guide you to the company that will serve you best.

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